SLS1001 - Ecuador- BCAE

If you are like most people, you may desire to achieve many financial goals such as owning assets, saving money for emergency purposes, protecting yourself and your loved ones with insurance, and many more. Nonetheless, achieving these goals with limited resources can be challenging, especially given the complexity of modern financial markets. In this fourth and latest edition, Personal Financial Planning expands on the important skill of financial planning, covering more topics than before. This volume is designed to help you formulate financial goals and develop specific financial plans to achieve your goals. Topics covered in this volume include the benefits of personal financial planning, financial planning tools, managing credit, insurance planning, income tax planning, retirement planning, and personal financial risk management, among others. The authors are professionals with many years of experience in the field, and key terms and concepts are explained in a fuss-free manner with clear and relevant examples. This book is suitable for a wide range of audiences, including polytechnic students, undergraduates, MBA students, and those pursuing the Chartered Financial Analyst (CFA) and Chartered Financial Planning (CFP) qualifications as well as financial planners and advisers in banks, insurance and stock broking firms.

Create a foolproof budget that's right for you Everyone wants a simple and practical way to manage their money, but with countless financial planners, budgeting articles, and websites available, it's not always easy to figure out where to start. Filled with only the most essential information on budgeting, this book shows you how to build a financial plan that not only meets your needs, but helps you stay on track. From prioritizing goals and listing expenses to saving regularly and planning for future finances, this book guides you through all the important steps of budgeting with realistic advice. You'll be able to create a visual portrait of your finances as well as learn how to manage your spending, stay out of debt, and build for the future. This book also includes a resource guide for free and up-to-date web tools that make the process as easy and comprehensive as possible. With "The Only Budgeting Book You'll Ever Need," you will finally be able to find peace of mind knowing that you can create a realistic budget that works for your financial situation and goals.

Your Financial Action Plan outlines twelve simple steps that will improve your level of financial literacy as well as help you forge the financial future you desire. Today, financial knowledge means financial power, and in Your Financial Action Plan, you'll be introduced to the important personal financial issues that affect your life. With this book as your guide, you'll learn how to: * Make the most of your mortgage * Maintain a good credit rating * Build your retirement savings * Negotiate with your local bank to get the best deals * Navigate the ins and outs of insurance * Create a will * Handle tax deductions and credits * And much more Filled with practical guidance and extensive expertise, Your Financial Action Plan will help you build the type of financial life you've always wanted.

This title helps students to cope with the complex demands upon their time. It highlights time-management problems, shows how to assess and overcome them, examines how good work patterns may be established and how one-off events can be fitted into a work routine.

More than any other practice in your career, your ability to manage time will determine your success or failure. It's a simple equation. The better you use your time, the more you will accomplish, and the greater your rewards will be. This pocket-sized guide reveals 21 proven time management techniques you can use immediately to gain two or more productive hours every day. Featuring the strategies that business expert Brian Tracy has identified as the most effective and that he himself employs, this handy volume reveals how you can: - Handle endless interruptions, meetings, emails, and phone calls - Identify your key result areas - Allocate enough time for top priority responsibilities - Batch similar tasks to preserve focus and make the most of each minute - Overcome procrastination - Determine what to delegate and what to eliminate - Utilize Program Evaluation and Review Techniques to work back ward from the future... and ensure your most important goals are met - And more Filled with Brian Tracy's trademark wisdom, this book will help you get more done, in less time... and with much less stress. "

GET ORGANIZED shows you how to create your ideal study environment by using simple time-management tips to develop to-do lists, daily schedules, monthly calendars, and project boards. Now updated to include electronic and online planning tools, this new edition also provides strategies that help you prioritize, avoid time trap activities, and anticipate opportunities. You'll learn how to make your study time efficient and effective.