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ENC1102 - Topic Guide - BC Online

About Student Loans

"For many students, the only way to pay for higher education is with the aid of federal and private student loans. Indeed, since federal student loan programs were first instituted in the 1960s, millions of students who might not have been able to pay for college have earned college degrees. Both federal and private loans must be repaid with interest once a student graduates. However, college tuition and expenses have increased in recent decades. A report by the National Center for Public Policy and Higher Education notes that overall, college tuition and fees in the United States rose 439 percent between 1982 and 2007.” (Opposing Viewpoints)

Helpful Tips

  • Do you think college is too expensive? Or do you think college is fairly priced, based on the services colleges provide? 
  • According to statistics, on average, students graduating in 2008 owed an average of $23,200 in student loan debt. What steps can be taken to reduce the average student debt? Should the government offer more scholarships? Should schools lower tuition? Should students take care not to attend schools they cannot afford? Answer completely.
  • Some colleges have argued that recent tuition hikes are at least partially the result of colleges increasingly responding to student demands for more amenities, including spacious dormitories, gourmet dining facilities and fully-equipped gyms. Do you think colleges should cut back on some of those spending projects? Why or why not?

Student loans

Student aid

Financial aid

College endowments 

Community college 

Free Application for Federal Student Aid (FAFSA) 

Pell grants 

Sallie Mae

Tuition and expenses

Loan debt

College debt

Topic Pages

Opposing Viewpoints logo

This topic page gives a:

  • topic overview
  • viewpoint essays (pros and cons)
  • academic journal articles
  • statistics
  • primary sources
  • video and audio

and much more!

Issues & Controversies logo

This topic page contains a pro/con article including:

  • background information
  • supporter arguments
  • opponents arguments
  • conclusion
  • statistics
  • further resources

and more!

CQ Researcher logo

These reports include:

  • an introductory overview
  • pro/con debates
  • background information
  • chronology on the topic
  • an assessment of the current situation
  • tables and maps
  • bibliography of key sources

Library Resources

Search Here

This searches for articles across multiple Broward College databases.


Note: You will have to log in with your One Login (BC email) to access library resources.

Search eBooks Here


eBooks are electronic versions of books available to read online 24/7. This searches only for eBooks.


Note: You will have to log in with your One Login (BC email) to access library resources.